Step 3 of 8

Cash Leak Audit

Cash leaks are small, recurring expenses that quietly drain profit. Individually they look harmless; together they erode your margin. List every recurring or notable monthly expense (pull your bank and card statements — or work from memory and treat it as an estimate). Most owners find $500–$3,000 a month they didn't know they were losing.

Your monthly expenses — don't filter, just list them

Scope creep — work you delivered but never billed

Unbilled hours in a typical month (0 if none)

Your billable hourly rate ($)

The six leak zones (optional — anything here sharpens the audit)

Gut check: where do you think the biggest leak is?

Any card charges you don't recognize, or tools your team stopped using?

Vendors you've been with 2+ years without renegotiating?

Ad or marketing spend where you can't name the return?

Recurring late fees, or card balances carrying interest?

Equipment, vehicles, space, or licenses not earning their keep?

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Cash Leak Audit

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